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I assume you told Bob about your winnings.”“Yes, and we discussed how to invest my winnings and a few other things.”“Okay, but first let’s start from the beginning. Have you submitted your ticket?”“No. I’m doing some research first.”“That’s good. Next, do you have a preference as to the deferred payment option or the cash payout option?”“I’m planning on the cash option, Bill. Do you think that the deferred payment option would be better for me tax-wise?”“Not really. That choice should be based on how good you are at handling money. However, with the amount you won, that is sort of academic. If you go with the deferred payment option, you will be getting around seventy million a year. For most people, that is far more than they would ever squander in any single year. You would really have to work hard to spend that much money a year for twenty years.“I’d have to get out my calculator to get an accurate number for the cash payment option, but it should be around five hundred and fifty. The platform was busy but hadn’t yet reached that awful sardine moment where the pushing and shoving begin for available space. The hot blast of air stung my eyes as the train approached, and I was relieved to find that the carriage was relatively quiet as I took my seat.The man sitting opposite me was reading a copy of that night’s Evening Standard and was expensively dressed. His crisp white shirt positively radiated under his tailored navy-blue suit. He was handsome, the tan on his face and hands telling me that he’d either not long ago been on holiday or that he spent a lot of time on the golf course. He was most definitely upper management, his finely manicured fingernails telling me that apart from maybe spraying the roses in his back garden, he hadn’t done any manual work in his life.I guessed his age; early fifties maybe, the slight greying on the temples of his healthy thick black thatch of combed-back hair, giving him away. As did the gold wedding ring on the third finger of.
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